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Veterans, Are You Receiving ALL Your VA Benefits?

 

The American Veteran » Monthly video magazine featuring important veterans issues.

The American Veteran logo

Adults Need Immunizations, Too

Photo: A woman doing Yoga.

Centers for Disease Control and Prevention   1600 Clifton Rd. Atlanta, GA 30333, USA
800-CDC-INFO (800-232-4636) TTY: (888) 232-6348, 24 Hours/Every Day - cdcinfo@cdc.gov

 

For more information call:
Veterans & Families:
1–800–507–4571
VA Staff: 1–866–233–0152

The Post–9⁄11 GI Bill
We are now accepting applications for the Post–9⁄11 GI Bill benefit that is effective August 1, 2009. Individuals with active duty service since September 11, 2001, may be eligible for this benefit and can apply on–line at www.GIBILL.VA.gov. The program provides tuition

 

 

 

Texas Veteran's Homes

Page 5 of the online newsletter has a great right up on Texas Veteran's Homes you need to check out.

(Click on the picture above)

 

Housing Assistance

Texas Veterans Land Board - Jerry Patterson, Chairman

How the Housing Assistance Program Works

The Veterans Housing Assistance Program (VHAP) provides financing up to $325,000 toward the purchase of a home to qualified Texas veterans. Loans for $45,000 or less are originated through the Texas Veterans Land Board's (VLB) direct loan program.

There is no maximum sales price with the VHAP; however, the VLB can only loan up to $325,000 towards the purchase. The VHAP must be originated in conjunction with Federal Housing Administration (FHA), Veterans Administration (VA), or conventional financing. Loans over $45,000 must be originated by a participating lender (see lender originated loans).

The VHAP is not a refinancing program. If you have an existing loan on your home, you cannot use the VHAP to lower your interest rate, nor can the VHAP be used as a down payment on a home. It can only be used as a first lien on your primary residence.

The term of the loan can be 15, 20, 25 or 30 years.

VHAP loans typically require an escrow account be set up for taxes and insurance.

Cosigners and guarantors may be accepted on the veteran's behalf if the veteran has sufficient income to qualify for at least 60 percent of the monthly payments on the mortgage loan, including taxes and insurance.

Two married, eligible veterans may have only one active VHAP loan at one time.

All VLB loans are subject to credit approval.

NOTE:  All new-construction housing must be ENERGY STAR® labeled and certified.

Effective January 1, 2007, all new-construction homes financed through the Texas Veterans Housing Assistance Program (VHAP) must meet the U.S. Environmental Protection Agency's (EPA) new guidelines for ENERGY STAR® qualified homes. This includes completion of the Thermal Bypass Checklist, by a certified Home Energy Rating System (HERS) Rater, prior to wallboard being installed.

The new guidelines, Thermal Bypass Checklist and applicability dates may be found at:

bullet www.energystar.gov
bullet ENERGY STAR® Affidavit

Please contact us at 1-800-252-VETS (8387) with any questions. Also, we invite you to attend our free VLB Public Information Seminars that are conducted throughout Texas. Details about all VLB programs are discussed at these informative meetings. Check the Seminar Schedule to find the location nearest you.

Persons who provide services are employed by The Offices of Patrick J. Wehrly, a for- profit company.

The free service is for our assistance with the application for VA Pension Benefits only.

Veterans and others who seek our assistance with their application for VA benefits may be solicited for other tax or benefits application-related products and/or services for a fee.

There is no obligation to purchase/use any such products/services.

 

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